Standard Secured Loans

Loan Advance Criteria
Plan	APR %	Monthly % Rate	Min	Max	Term (Years)	Status	Equity LTV
1	7.9	0.639	25K	75K	10-25	0	85
2	7.9	0.639	20K	75K	10-25	0	125
3	7.9	0.639	20K	100K	10-25	0	<100
4	8.9	0.716	25K	75K	5-25	0	95
5	9.9	0.793	10K	75K	5-25	0	125
6	9.9	0.793	10K	60K	5-25	1	90
7	10.9	0.869	10K	50K	5-25	2	95
8	13.0	0.9875	15K	50K	5-25	4	75
9	13.5	1.0292	15K	50K	5-25	3	80
*10	13.9	1.0940	10K	50K	5-25	0	125

    

 

* NB Plan 10 - Only 6 months prime mortgage lender history required even for 1st time buyers !
Most CCJ’s Over 3 years old ignored
Most CCJ’s and defaults under £250 ignored
Some plans all defaults ignored if over 3 years old
Most mortgage arrears over 12 months old ignored

 

 

 

Impaired Credit Secured Loans

Most CCJ’s Over 3 years old ignored
Most CCJ’s and defaults under £250 ignored
Some plans all defaults ignored if over 3 years old
Most mortgage arrears over 12 months old ignored

Unsecured loans for tenants, homeowners or living with parents

There are two types of unsecured loan. Those specifically for homeowners and those for tenants. Some lenders will only grant loans to homeowners, others will lend to either. We will search out the best deal we can find.
Most loans can be used for any purpose. Any unsecured loan offer will be made on the basis of credit scoring. Don't worry if you have a poor credit rating as some schemes exist that will ignore the odd default or county court judgement. However, be warned, a really poor credit record is likely to be declined or in the case of a homeowner only offered as a secured loan.
The best bet though, is to apply online now. We'll give you an in principle decision in approximately 2 hours. If declined you will usually be advised confidentially by email.
Loan documents may be posted to you direct, however certain lenders (to speed things up) will require you to visit their local office to verify information, finalise matters and then collect the cheque. You will be under no obligation unless you choose to accept their offer.
As we use more than one lender we do not show repayment tables as this could be misleading - offers made will directly relate to your circumstances. There are no application fees payable when using our services. Loans are available from £500 to £25000 with repayments from 6 months to 7 years.
NB Some lenders may require joint homeowners to apply together. Even though the loan is unsecured, they make it a condition that both parties apply together. This is infact a benefit because if both have income, then the credit score is normally much higher.

unsecured loans for homeowners

• Homeowner unsecured loans up to £25,000
• No Security needed - Quick "in principle" Decision.
• Rates from 7.9% APR.
• Repayment terms up to 7 years.
• Self Employed and Employed accepted (must have provable income).

• Rate is reflective of risk so APR's will vary
   

loans for tenants and living with parents

Competitive rate.

Loans from £500 - £3,000.(higher amounts considered but must be employed - full status and score very highly on the credit score – we will quote loan size and rate after assessing an application. Figures shown on the rate calculator are typical examples to quote ball park figures.
Repayment terms up to 5 years.
Self Employed and Employed accepted

Breeze Finance are a financial management solution provider who can provide help with debt and finance in the following ways, UK Debt management, UK consolidation, uk consolidation loans, uk home improvement loans, uk any purpose loans UK Individual Voluntary Arrangements otherwise known as IVA’s, Trust Deed, UK Bankruptcy, Scottish Sequestration, UK Repossession, UK County Court Judgements CCJ, uk early settlement figures and UK debt counselling. We can provide uk financial help to anyone in financial difficulty or adverse credit in the uk. Breeze Finance recommends clients check their UK credit rating with Experian or Equifax Experian before applying for further UK finance.
Our site provides you with a uk consolidation calculator, a UK loan calculator a UK credit card calculator and a UK budgeting calculator all free to use before you apply for help with your uk debts
We can also refer your details to a third party who may be able to provide you with re-mortgage.

Common misspellings of Breeze Finance’s key areas of business
Debt Management and Debt Consolidation Misspellings: Dept, Detb, Debt managment, Consoldation, Consiliation, Finannce, Bankrutcy, Bankrupcy, Dbet Managment, Debt Managmnet, Dept Management Debt Consolidation- Debt Consolodation, Debt Consilidation, Debt Consoladation